There’s a persistent myth that people seem to cling onto like religion.
Poor people tend to lump their poverty into the same category as their race and gender. Meaning that if you are born poor or come from poor family, that being poor almost is a birth right. They believe being born poor or currently being poor is impossible to change – no different from changing your gender or race.
The fact is, poor people choose to be poor. Broke people choose to be broke. Financially stupid people choose to be financially stupid. They choose it from the moment they wake up to the moment they go to bed, every single day. For the vast majority of people, they choose to be poor. It’s as simple as that.